Symbol: CYNA
   Company Name: Canyon National Bank
   Contact Person: Stephen G. Hoffmann;
   Pres./CEO
   Address: 1711 East Palm Canyon Dr.
   Address:
   City: Palm Springs
   State: CA
   Zip: 92264
   Tel#: (760) 325-4442
   Fax#: (760) 325-1138
   E-Mail:
   Website: http://www.canyonnational.com/
   Services Discription: CYNA is a full-service commercial bank and a member of the    FDIC located in Palm Springs; with a second branch planned for the east Coachella    Valley which is expected to open in the spring of 2000.

   Symbol: CZBS
   Company Name: Citizens Bancshares
   Contact Person: James E. Young;
   Pres./CEO
   Address: 75 piedmont Ave.
   Address:
   City: Atlanta
   State: GA
   Zip: 30303
   Tel#: (404) 659-5959
   Fax#:
   E-Mail:
   Website: http://www.ctbatlanta.com/
   Services Discription: CZBS has been a partner in the community since 1921 with    nearly $215 million in assets. The bank has now 11 branches in the DeKalb and    Fulton    Counties and one beeing build in the Cascade area.

   Symbol: CZFS
   Company Name: Citizens Financial Service
   Contact Person: Richard E. Wilber;
   Pres./CEO/CFO
   Address: 15 South Main Street
   Address:
   City:Mansfield
   State:PA
   Zip: 16933
   Tel#: (717) 662-2121
   Fax#: (717) 662-2365
   E-Mail:
   Website:
   Services Discription: CZFS is a bank holding company for First Citizens National    Bank; with 10 offices serving northern PA and southern NY.

   Symbol: CZNC
   Company Name:Citizens & Northern Corp.
   Contact Person: Craig G. Litchfield;
   Chmn./Pres./CEO
   Address: 90-92 Main Street
   Address:
   City: Wellsboro
   State: PA
   Zip: 16901
   Tel#: (717) 724-3411
   Fax#:
   E-Mail:
   Website:
   Services Discription: CZNC is a bank holding company for Citizens and Northern    Bank; a state chartered bank with 15 offices in PA.

   Symbol: EBDC
   Company Name: ebank.com Inc.
   Contact Person: Richard A. Parlontieri;
   Chmn./Pres./CEO
   Address: 2410 Paces ferry Road
   Address: Suite 190
   City: Atlanta
   State: GA
   Zip: 30339
   Tel#: (770) 863-9229
   Fax#: (770) 863-9228
   E-Mail:
   Website: http://www.ebank.com/
   Services Discription: EBDC is a holding company for Commerce Bank which    currently    operates one office in northwest Atlanta GA and provides commercial and    personal    services and products and Internet banking.

   Symbol: DNBF
   Company Name: DNB Financial Corp./PA
   Contact Person: Henry F. Thorne;
   Pres./CEO
   Address: 4 Brandywine Ave.
   Address:
   City: Downingtown
   State: PA
   Zip: 19335
   Tel#: (610) 269-1040
   Fax#: (610) 873-5299
   E-Mail:
   Website:
   Services Discription: DNBF is a bank holding company for The Downingtown    National Bank.

   Symbol: CVIC
   Company Name: Clovis Community Bank of California
   Contact Person: Herbert C. Foster;
   Chmn./CEO
   Address: 600 Pollarsky Ave.
   Address:
   City:Clovis
   State: CA
   Zip: 93612
   Tel#: (510) 836-6500
   Fax#:
   E-Mail:
   Website:
   Services Discription: CVIC the Bay Area's leading independent business bank;    serves    companies; their owners and the professional community through offices    lacated in    Oakland; San Francisco; Palo Alto; San Jose; Fremont; San Leandro;    Walnut Creek and  Rossmoor.

   Symbol: CTVB
   Company Name: Catawba Valley Bancshares.
   Contact Person: R. Steve Aaron;
   Pres./CEO.
   Address: 1039 Seconds Street NE
   Address:
   City:
   Hickory State: NC
   Zip: 28601
   Tel#: (828) 431-2300
   Fax#: (828) 431-2309
   E-Mail:
   Website:
   Services Discription: CTVB is a bank holding company for Catawba Valley Bank;    a state chartered bank in NC.

   Symbol: CSBF
   Company Name: CSB Financial Group Inc.
   Contact Person: K. Gary Reynolds;
   Pres./CEO
   Address: 200 South Poplar
   Address:
   City: Centralia
   State: IL
   Zip: 62801
   Tel#: (618) 532-1918
   Fax#: (618) 532-7364
   E-Mail:
   Website:
   Services Discription: CSBF is a bank holding company for Centralia Savings Bank;    a state chartered bank serving Marion County Illinois.